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Learn about certification in another territory

CERTIFIED FINANCIAL PLANNER professionals may become certified to use the CFP Marks in more than one territory by obtaining CFP certification from the FPSB Member in the new territory. Those Individuals must abide by the certification renewal requirements of FPSB Members in both the home and new territories. Use the form below to determine what the across-border certification requirements are in your territory:


 

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Financial Planner Blog

Point/Counterpoint: Is the standard for CFP certification at the right level?

By Paul Rabenowitz, CFP, South Africa and Lovaii Navlakhi, CFP, India

Paul Rabenowitz, CFP, South Africa, says, “No, it should be higher!”

The FPSB website describes CFP professionals as ‘elite’ and ‘world-class’, but is this really the case?

Continue reading Point/Counterpoint: Is the standard for CFP certification at the right level?

Point/Counterpoint: Does financial news matter?

Warren Ingram CFP South Africa

Warren Ingram, CFP says financial news is noise:

It might seem strange for a person who appears regularly in the media to to state that financial news is noise. I feel that very little financial reporting contains valuable information. Real-time financial news actually inhibits good financial decision-making. Most investors would be better off if they ignored financial news.

Continue reading Point/Counterpoint: Does financial news matter?

“Treating Customers Fairly” Law = Credible Information for Advisors and Consumers

By Almo Lubowski, CFP, South Africa

When considering the topic of good and credible financial information, especially for consumers, the regulatory concept of Treating Customers Fairly springs to mind. For those that are not aware Treating Customers Fairly (TCF) is an outcomes based regulatory concept or regulator tool initiated by the financial regulator in the United Kingdom and thereupon also adopted by the South African regulator in the recent past.

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10 Tips for New Financial Planners

Warren Ingram CFP South AfricaBy Warren Ingram, CFP

Johannesburg, South Africa: Starting your career as a financial planner is an opportunity to create a life for yourself that few other people will be able to match. After nearly two decades as a financial planner – including eight years as a co-owner of a planning business, I am quite sure that financial planning is one of the best careers for those who care as much about quality of life as they do about money.

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Specialisation in Financial Planning is Actually More Complicated

By Almo Lubowski, CFP 

It would seem that there is a trend amongst financial planners to specialise and specifically in investments. This means that their target market is usually higher net-worth individuals, as the ordinary person does not always have high amounts of additional money to save or invest, but this is another discussion entirely. My question is whether specialising is really keeping it simple?

Continue reading Specialisation in Financial Planning is Actually More Complicated

The Financial Services Industry Wants to Cut out the Middleman

By Almo Lubowski, CFP

In dealing with financial policy makers (and even regulators) in the recent past, and on the various aspects that will affect financial advice in the future, a definite trend has emerged: these aforementioned policy makers are adamant on dis-intermediation of the financial services industry and their focus is on eliminating advisors and planners.

Continue reading The Financial Services Industry Wants to Cut out the Middleman

Professionals Use Fee-Based Models

By Almo Lubowski, CFP 

Many believe that in order to be a professional financial planner, one needs to shift towards a fee-based model within one’s practice, with a clear distinction between the provision of financial advice and the sale of products being drawn. Perhaps the word “fee” is also a bit deceptive in the financial planning profession; some say that the term “advisor charging” is more appropriate.

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Growing Literature of the Financial Planning Profession

By Paul Rabenowitz, CFP

The literature of professionalism in financial planning is rapidly growing. This is a testament to an industry in search of itself.

In 2009, FPSB published “The State of the Financial Planning Profession in the “Post-Trust” Era.”

Continue reading Growing Literature of the Financial Planning Profession