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Did Debt Kill the Retirement Dream?

Commercial Photography at Olympia TrustA Discussion of Financial Planning and the Challenges of Modern Retirement Planning

By Cora Pettipas, Vice President and a Board of Director of the National Exempt Market Association (NEMA) in Canada

We have all dreamt of it, usually after a particularly demanding period of work. Cleaning off our desk, and departing indefinitely from the office, idealizing a permanent beach vacation (or functional equivalent). Retirement is defined as when a person ceases working voluntarily, as they have built up enough resources and income entitlements to do so. However, the new retirement will likely mean something else, whether it be partial retirement, career change, or retiring later.

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Why is Taiwan Facing Declining CFP Professional Growth?

By Christine Chang, CFP, Chinese Taipei

According to a recent Reuters article, the number of CFP professionals has increased by 23% in the past five years. In addition, the Financial Planning Institute of Southern Africa has declared a 9% increase in its CFP professionals (Horowitz). When world-renowned companies such as Merrill Lynch and UBS are encouraging their employees to acquire their CFP certification and affirming the framework of the CFP credential, is it still pertinent to discuss the barriers of growth for CFP professional numbers?

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